There is a growing recognition that the next generation coming into wealth will have different needs and expectations around service provision. They will want a different high-touch service level combined…
Defined contribution (DC) pension schemes are becoming the mainstay of retirement income provision. Most schemes have a default fund for members who don’t want to make their own investment choice….
An individual’s attitude to risk and capacity for loss can change as their circumstances change. This is most evident when it comes to transitioning from saving for a pension to…
Since ‘pension freedom’ was introduced in 2016, deciding what to do with pension savings at retirement has become a crucial but often difficult decision. We partnered with CTC Software to…
Vanguard, one of the world’s largest asset managers, launched its LifeStrategy range of five risk-rated multi-asset funds in 2011. A2Risk worked with the company to develop a risk profiling tool…
Should there be a default option for DC pension scheme members at retirement? The Work and Pensions Select Committee, chaired by Frank Field, recently suggested there should be. Many scheme…
Assisted by A2Risk, USS has published the results of the largest ever survey of pension scheme members’ attitude to risk, and has revealed how its research has helped to develop…
Britons face the real risk of failing to meet their retirement savings targets, our recent survey for the Pensions Institute found. You can read the key findings here (PDF) A…