A2Risk profiling: simpler than simple questions
It is tempting to think that the simplest way to assess a customer’s attitude to risk is to ask a simple question. Something like “What level of investment risk are you…
The clue is in the name: simplified advice questionnaires need to be … simple
Efforts to address the UK’s advice gap are both necessary and welcome. The challenge is to expand access to investment guidance and support without compromising consumer protection. While not easy to achieve, the…
Supporting firms as they zoom in on Targeted Support
Advice firms, banks and insurers are actively preparing to deliver the Financial Conduct Authority’s Targeted Support (TS) framework. The regulator hopes that its bold new initiative, which is open from…
Adviser Consolidation and Risk Profiling
Notes on the opportunity to improve compliance and align practices The UK financial advice market continues to evolve, with a flow of mergers, acquisitions and new entrants. Consolidators – both…
How We Work: Royal London
An individual’s attitude to risk and capacity for loss can change as their circumstances change. This is most evident when it comes to transitioning from saving for a pension to…
How We Work: CTC Drawdown Advice
Since ‘pension freedom’ was introduced in 2016, deciding what to do with pension savings at retirement has become a crucial but often difficult decision. We partnered with CTC Software to…
How We Work: Vanguard UK
Vanguard, one of the world’s largest asset managers, launched its LifeStrategy range of five risk-rated multi-asset funds in 2011. A2Risk worked with the company to develop a risk profiling tool…
Defaults At retirement?
Should there be a default option for DC pension scheme members at retirement? The Work and Pensions Select Committee, chaired by Frank Field, recently suggested there should be. Many scheme…
A2 Risk Research Shapes New USS Pension Scheme
Assisted by A2Risk, USS has published the results of the largest ever survey of pension scheme members’ attitude to risk, and has revealed how its research has helped to develop…
Risk Profiles And Reckless Conservatism
Britons face the real risk of failing to meet their retirement savings targets, our recent survey for the Pensions Institute found. You can read the key findings here (PDF) A…