Most UK workers will be saving for a pension for 30 or 40 years – and maybe more. During this time, their attitude to investment risk may alter as they age and as their individual circumstances change.
Using our two short questionnaires, the accumulation version of the ATRQ assesses risk capacity and tolerance for clients as they build their pension pots and seek to secure a comfortable post-work future for themselves and their families.
As well as the Capacity for Loss questionnaire, the accumulation version asks 12 questions designed to capture key aspects of a person's attitude to risk, which is then expressed in a score and category.
These scores and categories can then be mapped onto risk-graded investment products to help identify appropriate strategies.