This version of the ATRQ System is designed to assess attitude to risk during investment decumulation. The separate accumulation version of ATRQ should be used for clients who are accumulating assets.
The ATRQ system consists of two short questionnaires that should be used together:
- The Attitude to Risk Questionnaire is a short series of questions that capture key aspects of the client’s attitude to risk and provides an attitude to risk score and category that summarises the client’s attitude to risk.
- The Capacity for Loss Questionnaire measures the financial capacity of client’s to invest and to accept financial losses and is assessed through the facts of the client’s personal circumstances